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There are a variety of insurance options available to Medicare recipients: Medicare Supplement, Stand-Alone Prescription Drug Plans, and Medicare Advantage Plans also known as Medicare Part C. All o fthe insurance plans are offered through private insurance companies to consumers, each one doing something uniquely different with your Medicare Benefits. Garry Greer and Associates Inc., has been helping families and individuals make their decision for over 30 years. With our extensive knowledge of Medicare Products available, and the inter-workings of the plans in an ever changing market. We can assist you and your family in making informed insurance choices.
There are 11 different plans available in the state of Kentucky, offered by private insurance companies.
Below is a chart that shows the plans available.
We can assist you in deciding which plan best fits your budget.
MEDICARE PART D -Prescription Drug Plans
Medicare Part D is administered by private Insurance Companies. You can join a Prescription Drug or obtain drug coverage through some selected Medicare Advantage Plans with your health care. We do NOT take a one size fits all approach to finding you a prescription drug plan, we take an analysis of your current prescriptions. Both brand name and generic drugs are covered on Medicare Prescription Drug Plans.
Another important factor in the prescription drug plan conversation is the penalty implemented by Medicare for persons who do not take one during their Initial Enrollment Period.
An individual's Initial Enrollment Period for Medicare Part D is the three months before benefit entitlement begin, the month benefit entitlement begins and the first three months following benefit entitlement.
After the Initial Enrollment Period there is an Annual Enrollment Period when clients can change their Prescription Drug Plan or Medicare Advantage Plan.
MEDICARE PART C-
Medicare Advantage offers health plan options which are part of the Medicare Program and provide you with all your Medicare Part A and Part B benefits.
Medicare Advantage plans are HMOs, PPOs or Prive Fee-For-Service Plans. Medicare services are covered through the plan and not paid for under Original Medicare.